X cards account bundles

Effective since 01.12.2022

X cards bundles
„X smart“ „X supreme“ „X prime“
Maintenance of the card and / or supplementary card 1,99 EUR per month/ Free of charge for students1 3 EUR per month 5 EUR per month/ 6 EUR per month, if allocated credit limit amount is from 5001 EUR to 10000 EUR/ 7 EUR per month, if allocated credit limit amount is from 10001 EUR to 15000 EUR
SEPA, SEPA Instant payments initiated electronically 5,6 Free of charge
Payments within Citadele bank, initiated electronically5,6 Free of charge
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal at MEDUS network ATMs, Citadele ATMs in Latvia, ATMs of other banks and Perlas terminals (service provided by UAB Perlas Finance) Free of charge up to 750 EUR per month, 1% (min. EUR 3) from amount above2 Free of charge up to 1250 EUR per month, 1% (min. EUR 3) from amount above2 Free of charge up to 1500 EUR per month, 1% (min. EUR 3) from amount above2
Balance review in “MEDUS” ATMS and Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0,50 EUR
Minimum instalment 5% of the used credit limit amount + 100% of the fees and interest 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (annual) 19% 19% 18%
Late payment (per day) 0,05 % 0,05%
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered 30 EUR
Concierge service Not offered 200 EUR per year per each card
Currency exchange mark-up fee 2,75%
Electronic currency exchange In accordance with Citadele bank rate
Account closure Free of charge
Fee for receiving the renewed/ replaced payment card at the bank's branch 10 EUR
X Infinite bundle
Service Fee
Maintainance of the card and / or supplementary card 35 EUR per month (supplementary card – 12 EUR per month)
New card issue (instead of existing) 50 EUR
SEPA, SEPA Instant payments initiated electronically5,6 Free of charge
Payments within Citadele bank, initiated electronically5,6 Free of charge
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal at MEDUS network ATMs, Citadele ATMs in Latvia, ATMs of other banks and Perlas terminals (service provided by UAB Perlas Finance) Free of charge up to 2 000 EUR per month, 1% (min. EUR 3) from amount above2
Balance review in “MEDUS” ATMS and Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0,50 EUR
Minimum instalment 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (annual) 17%
Late payment (per day) 0,05%
Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR3
Concierge service Free of charge
Currency exchange mark-up fee 2,75%
Fast track visit in VNO airport4 10 EUR
Electronic currency exchange In accordance with Citadele bank rate
Account closure Free of charge
  • 1 The schoolchildren and student program is open to individuals with a valid schoolchildren or student certificate.
  • 2 Indicated amount is the total maximum cash withdrawal amount per month at all ATMs in Lithuania and abroad and at Perlas terminals.
  • 3 5 visits within a calendar year to airport’s VIP lounge to main card user is offered free of charge.
  • 4 For X Infinite within a calendar year, 8 visits to main user is offered free of charge.
  • 5 Payments initiated in the Internet bank, in the mobile app, regular payments and e-invoice payments.
  • 6 Payments initiated from other accounts are subject to a commission fee specified in paragraph 6 "Payments".