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Home and Property Insurance

Save up to 30% - for new clients!*
One second can be expensive - protect your apartment or house with home insurance in just a few minutes.

Buy policy Apply for consultation

0 EUR deductible

Damage caused by natural disasters and fire is covered with no deductible payable by the customer. Applies to damage caused by storms, floods, and fire.

Fraud and scam protection

Protection against fraud and scams up to 3 000 EUR.

Digital policy check tool

One platform with everything you need to know about your insurance policy.

* A customer is considered new if the address has never been insured with “BTA Baltic Insurance Company” under the same policyholder’s name, or if the new offer starts more than 30 days after the previous policy’s expiry.
AS “Citadele banka” provides a tool to review key information about an insurance policy and to obtain an insurance offer. Insurance services are provided by AAS “BTA Baltic Insurance Company” Lithuanian branch.

Animation demonstrating how users can check property insurance policy offers from different insurers on the website.

Check your current policy for free

  • Select your insurer, log in.
  • Instantly find out what your policy covers.
  • View offers from our partner.
Check your current policy
Offer!

Get more when you buy online

  • Internal fault coverage – protects against sudden breakdowns of home or heating systems.
  • Unlimited surge protection – covers damage caused by voltage spikes, power surges, or lightning.
  • Rental expenses covered for up to 24 months after an insured event.
  • 0 EUR deductible for natural disasters and fire (coverage for storm, flood, or fire damage).
  • Fraud and scam protection up to 3 000 EUR.
  • Coverage for additional structures (garages, sheds, etc.) up to 30 000  EUR.
Buy policy

AS “Citadele banka” provides a tool to review key information about an insurance policy and to obtain an insurance offer. Insurance services are provided by AAS “BTA Baltic Insurance Company” Lithuanian branch, registration number 300665654, address Laisvės Ave. 10, 04215 Vilnius, Lithuania, telephone +370 5 2600 600, e-mail: bta@bta.lt, www.bta.lt, on behalf of which acts insurance agent AS “Citadele banka” Lithuania branch, registration No. 304940934, legal address Konstitucijos Ave. 18B, LT-09308 Vilnius. Before arranging insurance, please carefully read the insurance terms and conditions.

Apartment

Risks Sum insured
Option 1 Option 2 Option 3
Non-movable property Rebuild value
Movable property 15 000 EUR 20 000 EUR 50 000 EUR
Civil Liability 10 000 EUR 15 000 EUR 25 000 EUR
Personal cilil liability 2 000 EUR 5 000 EUR 10 000 EUR
Home asistance 600 EUR
Sum insured
Option 1
Non-movable property Rebuild value
Movable property 15 000 EUR
Civil Liability 10 000 EUR
Personal cilil liability 2 000 EUR
Home asistance 600 EUR
Sum insured
Option 2
Non-movable property Rebuild value
Movable property 20 000 EUR
Civil Liability 15 000 EUR
Personal cilil liability 5 000 EUR
Home asistance 600 EUR
Sum insured
Option 3
Non-movable property Rebuild value
Movable property 50 000 EUR
Civil Liability 25 000 EUR
Personal cilil liability 10 000 EUR
Home asistance 600 EUR

Building / Part of the building

Risks Sum insured
Option 1 Option 2 Option 3
Non-movable property Rebuild value
Movable property 15 000 EUR 20 000 EUR 50 000 EUR
Civil Liability 10 000 EUR 15 000 EUR 25 000 EUR
Personal cilil liability 2 000 EUR 5 000 EUR 10 000 EUR
Home asistance 600 EUR
Solar panel 5 000 EUR 10 000 EUR 15 000 EUR
Sum insured
Option 1
Non-movable property Rebuild value
Movable property 15 000 EUR
Civil Liability 10 000 EUR
Personal cilil liability 2 000 EUR
Home asistance 600 EUR
Solar panel 10 000 EUR
Sum insured
Option 2
Non-movable property Rebuild value
Movable property 20 000 EUR
Civil Liability 15 000 EUR
Personal cilil liability 5 000 EUR
Home asistance 600 EUR
Solar panel 10 000 EUR
Sum insured
Option 3
Non-movable property Rebuild value
Movable property 50 000 EUR
Civil Liability 25 000 EUR
Personal cilil liability 10 000 EUR
Home asistance 600 EUR
Solar panel 15 000 EUR

Questions on home insurance?

Questions on home insurance?

Apply for a consultation

How to submit a claim

Claims up to 3 000 EUR, you will receive the money on the next working day, after submitting all necessary documents.
Notify relevant institutions (police or building manager) to officially record the incident.

Man sits on a sofa, smiling while typing on a laptop placed on a coffee table with a cup and phone beside it.

Relevant before signing the contract

  • Assess your needs: what kind of protection do you require and whether it is provided by the selected product.
  • Check the terms and conditions of the insurance contract: what will be the insurance coverage, when will the insurance benefit be paid, what will be the monthly premiums and in what order they will need to be paid.
  • Check the detailed list of non-insurable events: find out in cases of which events or activities the insurance benefit will not be paid.

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