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  2. Offer for start-up

Offer for start-up

Open a business account at Citadele and receive great offers for both banking services and from our cooperation partners. The offer applies to companies registered within the last 12 months.

Become a client Partner offers

Service plans

12 months free of charge.

Partner offers

Special terms for services.

POS terminal

First 12 months no rental fee.

Special offer!

4% annual interest on your account balance

Get 4% annual interest on positive balances up to 10 000 EUR.

  • Use promo code CITADELE4 until 31.12.2026.
  • Interest is calculated daily and credited to the account at the end of each month.
  • The interest rate may change depending on market conditions; we will inform you in advance.
Become a client

Interest will be calculated until 31.12.2026, i.e. for the period from the date of acceptance of the offer until the indicated date. Please note that the later the offer is accepted, the shorter the interest calculation period. The government of the Republic of Latvia guarantees repayment of deposits in banks, up to 100 000 EUR. More information, see the Information for depositors.

Offers from our partners

Site.pro logo displayed on a white background.

Start your business with Site.pro accounting

Easily access your bank statements from Citadele Bank, and when accepting payments, take advantage of the Klix by Citadele solution. An “Pay Now” button will be added to your invoices, allowing your customers to complete payments in just a few seconds.

  • Site.pro cloud accounting software free for 90 days.
  • Free bank statement imports until 31.12.2026.
  • Free Klix by Citadele integration until 31.12.2026.
  • Planning to build a website? Get the Website Builder with a 75% discount for the first year.
Claim the offer
Verskis logo displayed on a white background.

Complete e-commerce ecosystem to launch and grow your business

Start selling online with Verskis, an e-commerce platform developed in Lithuania. Get everything you need in one place: a professional online store, essential integrations, technical support and an experienced team of specialists.

  • Exclusively for Citadele customers: 50% off your first Verskis platform subscription invoice*.
  • Website hosting, system updates and technical support included in the price.
  • More than 18 years of experience and over 1 000 active online stores across the Baltic states.
Claim the offer

* The 50% discount applies to the first subscription invoice issued when placing the order. For example, when choosing a 12-month subscription period, the discount will apply to the entire 12-month period included in the first invoice. The offer is available exclusively to Citadele customers.

Save up to 420 EUR during your first year in business*

Open a business account with Citadele by 30.09.2026 and use your chosen service plan free of charge for 12 months.

  • Opening and maintenance of a current account.
  • Free euro transfers in Lithuania and across Europe according to the selected service plan.
  • A C Business card with travel insurance** (medical expense coverage up to 100 000 EUR) with no monthly fee during the first year.
  • An unlimited number of Mastercard Business Debit cards at no additional cost.
Learn more

* The amount saved depends on the selected daily banking service plan and applies for the first 12 months from the date the agreement is signed. To achieve the maximum saving of 420 EUR, the Premium service plan must be selected.
** Insurance services are provided by Compensa Vienna Insurance Group ADB.

A payment is made with a Citadele C Prime payment card by holding it close to a POS terminal.

Need a POS terminal?

Various payment card acceptance solutions are available with excellent terms.

  • Mobile, countertop, and integrated payment acceptance solutions, as well as i.EKA cash register systems.
  • Favorable rates.
  • Free POS receipt rolls, delivered to your point of sale.
  • Citadele Phone POS – a solution without a rental fee.
  • Mobile and stationary POS terminals free of rental fees for the first 12 months.
Learn more

Have you already started registering your company? Open a temporary account.

A company temporary account is a bank account required during the initial stage of registering certain types of companies. It is opened before the company is officially registered and is used to deposit share capital and complete the company registration process.

Learn more
A lady comfortably reclined in a chair with a laptop, showing how easy it is to become a Citadele business client remotely.

Become a client without visiting the branch

Time is money, so no one likes to spend time on things that can be done quickly. We understand the value of time in Citadele, so we also offer an opportunity to open a company account remotely – in any time and place convenient for you.

  • Fill out the application and the questionnaire remotely if you can represent your company alone. All that is needed – Qualified SmartID or Mobile-ID identification to sign the application.
  • Wait for confirmation from the bank and start using your account on the Online bank.
  • Receive your C Business card by mail.
  • Enjoy the benefits of your business account in Citadele!
Fill the application

More opportunities

Service plans

One payment for all the most important everyday services for your business.
Learn more
Making a payment with a card using a contactless payment terminal.

Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more
A gray business payment card with the text 'C Business' and the 'Visa' logo

C Business card

A card with travel insurance included.
Learn more

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

To open a business account remotely, fill out the application on the Citadele bank website. After submitting the application, we will deliver the card free of charge anywhere in Lithuania.

If you would like to become a customer remotely on the Citadele website, the following criteria must be met:

  • The legal form of the company is UAB (Ltd.), MB (small partnership), individual merchant (ĮI), farm undertaking or fishery undertaking (ŽŪB).
  • Your company is registered in the Register of Enterprises of the Republic of Lithuania.
  • Your company is solvent.
  • The company carries out economic activity in the Republic of Lithuania.
  • You have been issued a passport or identity card as a citizen of the Republic of Lithuania.
  • You have the right to represent the company individually.
  • You have a qualified electronic signature, maintained by Smart-ID QES or Mobile-ID.
  • The owners of the company you represent are individuals who are residents of the Republic of Lithuania.

If any of the above criteria is not met, please visit any of our branches, and have an identity document with you.

When you become a customer of Citadele Bank remotely, initially in online banking, there will be a set limit for outgoing transfers per day. The maximum total amount of transfers per day may be up to 60 000 EUR. This condition can be changed upon visiting the bank branch of the bank.

After you have completed the application, a bank representative will contact you if necessary. If the application is successful and no additional information is required, you will receive the following information soon:

  • An e-mail about the successful completion of the application and instructions on how to proceed.
  • An SMS with the login to the online bank (if a new online bank agreement was drawn up).

To view detailed information about the services you applied for, go to the section of the website “My applications”.

To view the status of your application and detailed information about the Citadele bank services you applied for, log in using a secure electronic signature.

How to activate an online bank?

If you are a new user of the Online bank and you need to activate the authorization device MobileSCAN for the Online bank, go to the section of the website “My applications”.

  1. To activate MobileSCAN, log in to the section “My Applications”.
  2. After authorization, you will see detailed information about your company’s application, the services applied for and the activation of MobileSCAN.
  3. In addition, download Citadele’s mobile app from Google Play or App Store to enable MobileSCAN activation.
  4. Once the app is downloaded, activate MobileSCAN by following the instructions.
  5. When MobileSCAN is successfully activated, you can connect to the online bank with the login name received in the text message.

When applying remotely, choose the most advantageous service plan for your company.

This will provide your company with:

  • A certain number of free SEPA transfers (depending on the type of plan).
  • An unlimited number of free intrabank transfers.
  • A certain number of free current accounts.
  • A certain number of free C Business cards with an account in the first year of using the service plan.
  • Unlimited Mastercard Business Debit cards for free for your employees.

In addition, an application for the Online bank is processed:

  • If you are already a customer of the bank and use Citadele Online bank with the authorization device MobileSCAN, you will be able to choose whether to use the existing connection or create a new one (a new MobileSCAN license and login will be issued).
  • If you do not currently use the Citadele Online bank or you have another authorization device, you will be issued a new Online bank agreement with a new login name and MobileSCAN license.

You can become a Citadele customer in the most convenient way for you – remotely or in person.

When applying in person, the following documents are required to start a business relationship:

Legal entity the process of registration of which has not been completed yet (temporary account): 

  • customer questionnaire;
  • foundation agreement or articles of association of the company;
  • identity document (passport/ID card) of the representative of the company.

Registered legal entity: 

  • customer questionnaire;
  • identity document (passport/ID card) of the representative of the company;
  • identification data of beneficial owners.

! If necessary, Citadele may request additional documents according to a risk-based approach (e.g., proof of origin of funds, proof of ownership structure for businesses with a complex cross-border ownership structure, documents confirming transactions with key business partners, in case of a payment institution/electronic money institution – AML/CFT policies and procedures, etc.).

It takes an average of 20 minutes to complete the application.

A qualified electronic signature, which is legally equivalent to a handwritten signature, must be used to complete the application. Qualified electronic signatures in Lithuania are:

  • Smart-ID QES.
  • Mobile-ID.

Within a week of completing the application. You will receive two shipments – the C Business card is sent first and a few days later – the PIN code.

When you become a bank customer on the Citadele website initially in the Online bank, there will be a set limit for outgoing transfers per day. The maximum total amount of transfers per day may be up to 60 000 EUR. This condition can be changed at a bank branch.

When you become a bank customer on the Citadele website, initially your account will have a maximum total amount of incoming payments of 60,000 EUR per month that you can receive in your account. This condition can be changed upon arrival at a branch of the bank.

Contact us at +370 5 221 9091 or info@citadele.lt.

The bank may refuse to become a customer in cases specified in regulatory enactments and according to the bank’s internal regulatory documents, for example, if the bank cannot verify the legality of the company’s income or if the authorized person provides false information to the bank.

If you would like to become a customer remotely on Citadele website, the following criteria must be met:

  • The legal form of the company is UAB (Ltd.), individual merchant (ĮI), farm undertaking or fishery undertaking (ŽŪB).
  • Your company is registered in the Register of Enterprises of the Republic of Lithuania.
  • Your company is solvent.
  • The company carries out economic activity in the Republic of Lithuania.
  • You have been issued a passport or identity card as a citizen of the Republic of Lithuania.
  • You have the right to represent the company individually.
  • You have a qualified electronic signature, maintained by Smart-ID QES or Mobile-ID.

To activate your temporary account, fill out the application 'Become a customer remotely'.

In the application, you will need to provide your temporary account number, and this will activate the account.

  • Go to the section of the website “Business” > “Become a customer” > “Become a client” > “Become a customer remotely”.
  • Read the basic conditions.
  • Choose the most convenient type of authorization.
  • Fill in information about your company.
  • Sign the application with a pre-selected qualified electronic signature.

  • If the authorization device for the existing Online bank is MobileSCAN, you will be able to use the existing connection.
  • If you do not have MobileSCAN yet, log in to your Online bank and connect it.

Your application will be available for 60 days, and you can complete it at any time.

You can access your started application by logging in from Become a customer remotely or My Applications.

The account and Citadele Online bank are available immediately after you have received an e-mail about the successful submission of the application, you will receive a C Business card by post within a week. You will be able to activate the card in the mobile app or Online bank.

No, you do not have to be a Citadele customer. However, if you want to become one, download the Citadele mobile app and select the section “Become a bank customer”.

A bank specialist will contact you to explain the next steps.

There are situations where processing the application might take a little longer, but don't worry, we will get in touch with you.

To open a business account remotely, fill out the application on the Citadele bank website. After submitting the application, we will deliver the card free of charge anywhere in Lithuania.

If you would like to become a customer remotely on the Citadele website, the following criteria must be met:

  • The legal form of the company is UAB (Ltd.), MB (small partnership), individual merchant (ĮI), farm undertaking or fishery undertaking (ŽŪB).
  • Your company is registered in the Register of Enterprises of the Republic of Lithuania.
  • Your company is solvent.
  • The company carries out economic activity in the Republic of Lithuania.
  • You have been issued a passport or identity card as a citizen of the Republic of Lithuania.
  • You have the right to represent the company individually.
  • You have a qualified electronic signature, maintained by Smart-ID QES or Mobile-ID.
  • The owners of the company you represent are individuals who are residents of the Republic of Lithuania.

If any of the above criteria is not met, please visit any of our branches, and have an identity document with you.

When you become a customer of Citadele Bank remotely, initially in online banking, there will be a set limit for outgoing transfers per day. The maximum total amount of transfers per day may be up to 60 000 EUR. This condition can be changed upon visiting the bank branch of the bank.

After you have completed the application, a bank representative will contact you if necessary. If the application is successful and no additional information is required, you will receive the following information soon:

  • An e-mail about the successful completion of the application and instructions on how to proceed.
  • An SMS with the login to the online bank (if a new online bank agreement was drawn up).

To view detailed information about the services you applied for, go to the section of the website “My applications”.

To view the status of your application and detailed information about the Citadele bank services you applied for, log in using a secure electronic signature.

How to activate an online bank?

If you are a new user of the Online bank and you need to activate the authorization device MobileSCAN for the Online bank, go to the section of the website “My applications”.

  1. To activate MobileSCAN, log in to the section “My Applications”.
  2. After authorization, you will see detailed information about your company’s application, the services applied for and the activation of MobileSCAN.
  3. In addition, download Citadele’s mobile app from Google Play or App Store to enable MobileSCAN activation.
  4. Once the app is downloaded, activate MobileSCAN by following the instructions.
  5. When MobileSCAN is successfully activated, you can connect to the online bank with the login name received in the text message.

When applying remotely, choose the most advantageous service plan for your company.

This will provide your company with:

  • A certain number of free SEPA transfers (depending on the type of plan).
  • An unlimited number of free intrabank transfers.
  • A certain number of free current accounts.
  • A certain number of free C Business cards with an account in the first year of using the service plan.
  • Unlimited Mastercard Business Debit cards for free for your employees.

In addition, an application for the Online bank is processed:

  • If you are already a customer of the bank and use Citadele Online bank with the authorization device MobileSCAN, you will be able to choose whether to use the existing connection or create a new one (a new MobileSCAN license and login will be issued).
  • If you do not currently use the Citadele Online bank or you have another authorization device, you will be issued a new Online bank agreement with a new login name and MobileSCAN license.

You can become a Citadele customer in the most convenient way for you – remotely or in person.

When applying in person, the following documents are required to start a business relationship:

Legal entity the process of registration of which has not been completed yet (temporary account): 

  • customer questionnaire;
  • foundation agreement or articles of association of the company;
  • identity document (passport/ID card) of the representative of the company.

Registered legal entity: 

  • customer questionnaire;
  • identity document (passport/ID card) of the representative of the company;
  • identification data of beneficial owners.

! If necessary, Citadele may request additional documents according to a risk-based approach (e.g., proof of origin of funds, proof of ownership structure for businesses with a complex cross-border ownership structure, documents confirming transactions with key business partners, in case of a payment institution/electronic money institution – AML/CFT policies and procedures, etc.).

It takes an average of 20 minutes to complete the application.

A qualified electronic signature, which is legally equivalent to a handwritten signature, must be used to complete the application. Qualified electronic signatures in Lithuania are:

  • Smart-ID QES.
  • Mobile-ID.

Within a week of completing the application. You will receive two shipments – the C Business card is sent first and a few days later – the PIN code.

When you become a bank customer on the Citadele website initially in the Online bank, there will be a set limit for outgoing transfers per day. The maximum total amount of transfers per day may be up to 60 000 EUR. This condition can be changed at a bank branch.

When you become a bank customer on the Citadele website, initially your account will have a maximum total amount of incoming payments of 60,000 EUR per month that you can receive in your account. This condition can be changed upon arrival at a branch of the bank.

Contact us at +370 5 221 9091 or info@citadele.lt.

The bank may refuse to become a customer in cases specified in regulatory enactments and according to the bank’s internal regulatory documents, for example, if the bank cannot verify the legality of the company’s income or if the authorized person provides false information to the bank.

If you would like to become a customer remotely on Citadele website, the following criteria must be met:

  • The legal form of the company is UAB (Ltd.), individual merchant (ĮI), farm undertaking or fishery undertaking (ŽŪB).
  • Your company is registered in the Register of Enterprises of the Republic of Lithuania.
  • Your company is solvent.
  • The company carries out economic activity in the Republic of Lithuania.
  • You have been issued a passport or identity card as a citizen of the Republic of Lithuania.
  • You have the right to represent the company individually.
  • You have a qualified electronic signature, maintained by Smart-ID QES or Mobile-ID.

To activate your temporary account, fill out the application 'Become a customer remotely'.

In the application, you will need to provide your temporary account number, and this will activate the account.

  • Go to the section of the website “Business” > “Become a customer” > “Become a client” > “Become a customer remotely”.
  • Read the basic conditions.
  • Choose the most convenient type of authorization.
  • Fill in information about your company.
  • Sign the application with a pre-selected qualified electronic signature.

  • If the authorization device for the existing Online bank is MobileSCAN, you will be able to use the existing connection.
  • If you do not have MobileSCAN yet, log in to your Online bank and connect it.

Your application will be available for 60 days, and you can complete it at any time.

You can access your started application by logging in from Become a customer remotely or My Applications.

The account and Citadele Online bank are available immediately after you have received an e-mail about the successful submission of the application, you will receive a C Business card by post within a week. You will be able to activate the card in the mobile app or Online bank.

No, you do not have to be a Citadele customer. However, if you want to become one, download the Citadele mobile app and select the section “Become a bank customer”.

A bank specialist will contact you to explain the next steps.

There are situations where processing the application might take a little longer, but don't worry, we will get in touch with you.