Business loans

Loan to help develop your business.

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Different financing types

Select the most suitable financing method to develop your business: short or long term.

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Personalised terms

Apply for the loan you need for your business from several thousand Euros.

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Individual approach

Collaborate with your personal manager, who will find the best-value solutions.

Long-term loans


Financing for investment projects.

  • Financing of up to 80 % of the project costs.
  • Repayment term up to 15 years with a personalised repayment schedule.
  • The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Financing for the purchase of land or other investments to expand your business.

  • Financing of up to 90 % of the value of purchased land, equipment or other investments.
  • Repayment term up to 20 years with a personalised repayment schedule.
  • The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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A loan for various needs, from small repairs to stocking your warehouse before the active season.

  • Borrow between 1000 EUR to 25 000 EUR, depending on your turnover.
  • Repayment term of up to 5 years.
  • Interest rate from 9% per year.
  • New microloan processing fee – 2% of the loan amount.
  • No need to pledge assets – get a loan secured by a shareholder’s personal guarantee.
  • EIB support for financing is currently unavailable.
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The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

  • Finance lease or operating leasing.
  • New or used property.
  • Individual financing conditions.
  • You can add EIB support.
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Short-term loans


Great value!

The loan is attached to your business payment card as a credit limit to be used as necessary.

  • Borrow from 1 000 to 25 000 EUR, depending on turnover.
  • Available for one year with the option of extending the term.
  • Fixed interest rate from 12% per year. A special offer applies until 30.09.2024 – fixed 9% annual interest rate.
  • Administration fee - 2% of credit limit amount.
  • Minimum monthly instalment: 5% of used credit amount.
  • No need to pledge assets – get a loan with a personal guarantee of shareholder.
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Financing the working capital.

  • The loan can be used and repaid at any time.
  • Repayment term up to 36 months.
  • The credit line can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Possibility to use the credit limit on the current account.

  • Helps to balance working capital needs.
  • Overdraft term up to 12 months.
  • Used overdraft limit is automatically covered by funds received in the current account.
  • Overdraft can be secured by various collaterals – pledge of immovable / movable assets, guarantee, etc.
  • EIB support for financing is currently unavailable.
Apply for consultation
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Helps to get business ready for peak season.

  • Financing of the purchase of fertilizer, seeds, chemicals, fuel, and other expenses of agricultural activity.
  • Repayment term up to 36 months.
  • The credit line can be secured by pledge of agricultural land or other immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Financing with ILTE


Get financing using UAB ILTE financial measures.


One of the simplest measures that helps to get a loan if don’t have sufficient collateral.

  • Guarantees 80% of loan amount.
  • Loan amount up to 2 812 500 EUR.
  • Suitable for small and medium-sized enterprises.
  • Portfolio guarantee measure financed by the state funds.
Apply for consultation
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Collateral for loans for any size of businesses.

  • Guarantees up to 80% of loan amount.
  • Guarantee amount up to 5 000 000 EUR.
  • Suitable for small and medium-sized enterprises as well as large companies.
Apply for consultation
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You can apply to receive compensation of loan interest from ILTE.

  • Up to 40% of interest paid for investment loan or lease is compensated.
  • Suitable for small and medium-sized enterprises.
Apply for consultation
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EIB support

European Investment Bank (EIB) supported financing for small, medium and large businesses of up to 12.5 million EUR.


Read more

How to receive a loan

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Apply for consultation

by signing up for an in-person consultation.
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Arrange a meeting

with a manager for additional consultations.
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Sign an agreement

for the financing type that is best for your business.
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Apply for consultation

by signing up for an in-person consultation.
icon

Arrange a meeting

with a manager for additional consultations.
icon

Sign an agreement

for the financing type that is best for your business.
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Do it digitally

Apply for a secured or unsecured loan, submit your documents and receive an offer online without visiting the bank.


Apply for consultation

Become a customer remotely

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Become a customer remotely in 20 minutes and enjoy Citadele’s benefits!

Become a customer

More opportunities

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Payment plans

One payment for all the most important everyday services for your business.
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C Business card

A card with travel insurance and purchase protection included.
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more
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