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  1. Business
  2. Payment card acceptance at retail locations

Payment card terminals

A wide range of POS terminals for any business – choose the one that suits you best! For newly established businesses – the first 12 months with no rental fee.*

Making a payment with a card using a contactless payment terminal.
Apply Get consultation

Money on the next day

Even at weekends and holidays.

Variety of POS terminals

Solutions tailored to your point of sale.

Great rates

Pay from 0.85% + 0.02 EUR per transaction.

* The discount applies to companies registered within the last 12 months from the date of signing the agreement. The offer is valid until 01.09.2026 for clients who have not had an active agreement for this service with Citadele within the last 12 months. The discount is granted for up to 3 POS terminals per merchant.

POS terminals types

Mobile app that allows you to accept contactless payments from cards or other payment devices on your Android phone or tablet.

  • Only 0.99% + 0.02 EUR per transaction.
  • No monthly rental fee.
  • Accept payments at any time or place, no additional device needed.
  • Suitable for all businesses including those who sell off-site, restaurants, delivery services, etc.
Apply Get consultation Find out more
A smartphone with the homepage of the Citadele Phone POS app displayed on the screen.
  • Mobile scanner with Android operating system.
  • Suitable for all businesses, as it can be used on site as well as on portable sales locations.
  • Integrated camera can be used to scan goods and certificates (inquire separately).
  • The POS terminal works both with a SIM card and by connecting to WiFi.
  • 4G connection.
  • Monthly fee 14.50 EUR + VAT.
Apply Get consultation

When purchasing this payment card reader, we recommend to also to purchase and have a card reader with buttons at the point of sale to ensure that people with disabilities can also use their cards.

A black Android mobile payment terminal with a green accent at the top, featuring a contactless symbol, and a touchscreen below with sequentially arranged digits to enter the amount.
  • Suitable for all businesses including those who sell off-site, restaurants, delivery services, etc.
  • Terminal can be used anywhere with mobile internet coverage.
  • Monthly fee 14.50 EUR + VAT.
Apply Get consultation
A black mobile payment terminal with a screen and buttons, depicted at a slight angle.

Stationary POS terminal types

  • Suitable for small and medium businesses with a permanent retail location.
  • Internet connection is necessary.
  • Monthly fee 12.99 EUR + VAT.
Apply Get consultation
Two black stationary payment terminals with screens and three colorful buttons (red, yellow, green), displayed side by side.
  • Suitable for businesses with a large number of customers which use cash register systems which can integrate with a POS terminal.
  • Give the option of speeding up the payment process, no need to enter the amount twice.
  • Individual monthly fee.
Apply Get consultation
A payment terminal with a screen and buttons, designed for an integrated point-of-sale system and payment processing.
  • Suitable for car parking, parcel machines, petrol stations and similar locations where customers are offered self-service options.
  • Card payments are processed without employee help.
  • Monthly fee 27 EUR + VAT.
Apply Get consultation
A built-in payment terminal with a silver finish, featuring a card insertion slot.

Choose what fits you best!

S offer

M offer

L offer
Planned turnover for one terminal up to 3000 EUR between 3000 and 5 000 EUR over 5 000 EUR
Card acceptance commission rate 0,85% + 0,02 EUR 0,80 % + 0,02 EUR 0,80 % (if the average transaction amount is 20 euros)
Terminal rental fee From 12.99 EUR + VAT Free for stationary POS terminal*

S offer

Planned turnover for one terminal up to 3000 EUR
Card acceptance commission rate 0,85% + 0,02 EUR
Terminal rental fee From 12.99 EUR + VAT

M offer

Planned turnover for one terminal up to 3000 EUR
Card acceptance commission rate 0,80 % + 0,02 EUR
Terminal rental fee From 6.00 EUR + VAT

L offer

Planned turnover for one terminal over 5 000 EUR
Card acceptance commission rate 0,80 % (if the average transaction amount is 20 euros)
Terminal rental fee Free for stationary POS terminal*

The bank reserves the right to change or cancel existing conditions at any time.
* Other types of terminals according to the price list. This offer is of an informative nature. The bank have right not to sign the agreement or to offer different conditions after evaluating merchant business area.

Full service

Everything you need to start accepting payments will be included at no extra cost:

  • POS set-up and technical support.
  • POS receipt paper which we will deliver to your retail location.
Apply Get consultation

Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free. Using the Business portal, you will be able to:

  • Learn the shopping habits of your customers.
  • Create e-invoices and send them to your customers by email.
  • View and manage your e-invoice payment status.
  • Conveniently view and create financial reports.
Learn more Video instructions

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

The i.EKA requirements apply to businesses that use cash registers, not to payment card readers themselves. If your business is not required to use a cash register, you can use a card terminal without a cash register system.

A card terminal (also known as POS terminal) can be purchased together with a cash register system that complies with the i.EKA requirements set by the VMI. However, there are also card terminals without a cash register, which can be integrated into a POS system if needed. Card readers can be either stationary or mobile. 

Visa, MasterCard, and Maestro.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Funds are typically transferred to your account the next day, including weekends and public holidays.  

If you're interested in a bank card terminal, the cost consists of a service fee, which depends on your expected turnover, and a monthly rental fee for the reader itself. You can find all the pricing details by visiting the "Payment card terminals" page.

The i.EKA requirements apply to businesses that use cash registers, not to payment card readers themselves. If your business is not required to use a cash register, you can use a card terminal without a cash register system.

A card terminal (also known as POS terminal) can be purchased together with a cash register system that complies with the i.EKA requirements set by the VMI. However, there are also card terminals without a cash register, which can be integrated into a POS system if needed. Card readers can be either stationary or mobile. 

Visa, MasterCard, and Maestro.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Funds are typically transferred to your account the next day, including weekends and public holidays.  

If you're interested in a bank card terminal, the cost consists of a service fee, which depends on your expected turnover, and a monthly rental fee for the reader itself. You can find all the pricing details by visiting the "Payment card terminals" page.

More opportunities

Service plans

One payment for all the most important everyday services for your business.
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Microloan

Financing of up to 25 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
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A gray business payment card with the text 'C Business' and the 'Visa' logo

C Business card

A card with travel insurance included.
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