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  2. Payment Card Terminal

Payment Card Terminal

A wide range of payment card terminals – choose the one that suits you best!

A hand holding a PAX payment terminal in a café, with a dessert plate and cappuccino in the background.
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Money on the next day

Even at weekends and holidays.

Variety of POS terminals

Solutions tailored to your point of sale.

Great rates

Pay from 0.85% + 0.02 EUR per transaction.

Animated graphic of a gray stone on a dark background, with touchscreen and keypad POS terminals sliding into view
Special offer!

Card terminal rent 0 EUR for 6 months

Choose one of A8900 Worldline PAX terminal that best suits your business and enjoy 0 EUR rental fee for the first 6 months.* Whether you're running a shop, café, beauty salon, or providing services on the go, there's a payment terminal designed for your needs.

  • Mobile or stationary terminal options.
  • Touchscreen or keypad options on mobile terminals.
  • All major card payment methods accepted (contactless, Chip&PIN and magnetic stripe payments).
  • Android-based and easy to use.
Get a consultation Apply

* The offer is valid until 01.11.2026 for clients who have not had an active agreement for this service with Citadele within the last 12 months. The discount is granted for up to 3 POS terminals per merchant.

Payment card terminals types

Mobile app that allows you to accept contactless payments from cards or other payment devices on your Android phone or tablet.

  • Only 0.99% + 0.02 EUR per transaction.
  • No monthly rental fee.
  • Accept payments at any time or place, no additional device needed.
  • Suitable for all businesses including those who sell off-site, restaurants, delivery services, etc.
Apply Get consultation Find out more
A smartphone with the homepage of the Citadele Phone POS app displayed on the screen.
  • Mobile scanner with Android operating system.
  • Suitable for all businesses, as it can be used on site as well as on portable sales locations.
  • Tipping feature.
  • The payment card terminal works both with a SIM card and by connecting to WiFi.
  • 4G connection.
  • Monthly fee 14.50 EUR + VAT.
Apply Get consultation

Sunmi P2 Android mobile POS terminal with black screen.
  • Suitable for all businesses including those who sell off-site, restaurants, delivery services, etc.
  • Payment card terminal can be used anywhere with mobile internet coverage.
  • Monthly fee 14.50 EUR + VAT.
Apply Get consultation
PAX mobile payment terminal in a white casing with a colorful screen.

Stationary payment card terminals types

  • Suitable for small and medium businesses with a permanent retail location.
  • Internet connection is necessary.
  • Monthly fee 12.99 EUR + VAT.
Apply Get consultation
Black POS terminal with a keypad and contactless payment symbol.
  • Suitable for businesses with a large number of customers which use cash register systems which can integrate with a payment card terminal.
  • Give the option of speeding up the payment process, no need to enter the amount twice.
  • Individual monthly fee.
Apply Get consultation
Two payment terminals – a black terminal with a keypad and a black touchscreen terminal with a keypad.
  • Suitable for car parking, parcel machines, petrol stations and similar locations where customers are offered self-service options.
  • Card payments are processed without employee help.
  • Monthly fee 27 EUR + VAT.
Apply Get consultation
Black Worldline Valina payment terminal with a built-in printer.

Choose what fits you best!

S offer

M offer

L offer
Planned turnover for one terminal up to 3000 EUR between 3000 and 5 000 EUR over 5 000 EUR
Card acceptance commission rate 0,85% + 0,02 EUR 0,80 % + 0,02 EUR 0,80 % (if the average transaction amount is 20 euros)
Terminal rental fee From 12.99 EUR + VAT Free for stationary POS terminal*

S offer

Planned turnover for one terminal up to 3000 EUR
Card acceptance commission rate 0,85% + 0,02 EUR
Terminal rental fee From 12.99 EUR + VAT

M offer

Planned turnover for one terminal up to 3000 EUR
Card acceptance commission rate 0,80 % + 0,02 EUR
Terminal rental fee From 6.00 EUR + VAT

L offer

Planned turnover for one terminal over 5 000 EUR
Card acceptance commission rate 0,80 % (if the average transaction amount is 20 euros)
Terminal rental fee Free for stationary POS terminal*

The bank reserves the right to change or cancel existing conditions at any time.
* Other types of terminals according to the price list. This offer is of an informative nature. The bank have right not to sign the agreement or to offer different conditions after evaluating merchant business area.

Our Partner’s Offer: Financing for the retail sector 

Businesses that use or plan to use Citadele's payment solutions – POS terminals, i.EKA solutions or the Klix by Citadele e-commerce payment solution may submit an application for financing provided by Softloans. 

  • Financing for business from 1 000 EUR to 100 000 EUR based on the company's revenue. 
  • Repayment adapts to your sales volume. Repayment consists of a fixed percentage of sales revenue and is automatically deducted from each transaction. If sales decrease, so do your payments. 
  • One-time fee, no interest. Only a single service fee applies, which is deducted from the financing amount. 
  • No collateral. Any additional requirements are determined solely by Softloans.
  • Offer within one business day. Softloans aims to provide an offer within one business day. 
Apply 

Financing services are provided by Citadele's partner Softloans. If you accept the offer, you will enter into an agreement directly with Softloans, and Softloans or the respective lender (their partner) will assess your application and make the financing decision. Citadele acts only as a referral partner and does not assess or provide financing.
If you are not yet a Citadele customer, you can apply for a business account and our solutions, including a POS terminal, i.EKA solutions or e-commerce payment solution so you can take advantage of this offer. 

Full service

Everything you need to start accepting payments will be included at no extra cost:

  • Set-up and technical support.
  • Payment card terminal receipt paper which we will deliver to your retail location.
Apply Get consultation

Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free. Using the Business portal, you will be able to:

  • Learn the shopping habits of your customers.
  • Create e-invoices and send them to your customers by email.
  • View and manage your e-invoice payment status.
  • Conveniently view and create financial reports.
Learn more Video instructions

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

Visa, MasterCard, and Maestro.

A card terminal (also known as POS terminal) can be purchased together with a cash register system that complies with the i.EKA requirements set by the VMI. However, there are also card terminals without a cash register, which can be integrated into a POS system if needed. Card readers can be either stationary or mobile. 

Funds are typically transferred to your account the next day, including weekends and public holidays.  

The i.EKA requirements apply to businesses that use cash registers, not to payment card readers themselves. If your business is not required to use a cash register, you can use a card terminal without a cash register system.

If you're interested in a bank card terminal, the cost consists of a service fee, which depends on your expected turnover, and a monthly rental fee for the reader itself. You can find all the pricing details by visiting the "Payment card terminals" page.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Visa, MasterCard, and Maestro.

A card terminal (also known as POS terminal) can be purchased together with a cash register system that complies with the i.EKA requirements set by the VMI. However, there are also card terminals without a cash register, which can be integrated into a POS system if needed. Card readers can be either stationary or mobile. 

Funds are typically transferred to your account the next day, including weekends and public holidays.  

The i.EKA requirements apply to businesses that use cash registers, not to payment card readers themselves. If your business is not required to use a cash register, you can use a card terminal without a cash register system.

If you're interested in a bank card terminal, the cost consists of a service fee, which depends on your expected turnover, and a monthly rental fee for the reader itself. You can find all the pricing details by visiting the "Payment card terminals" page.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

More opportunities

Service plans

One payment for all the most important everyday services for your business.
Learn more

Microloan

Financing of up to 25 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
Learn more
A gray business payment card with the text 'C Business' and the 'Visa' logo

C Business card

A card with travel insurance included.
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