Leasing

Choose your method of financing

The calculated result is indicative only and is not a commitment to provide financing. We will provide specific financing conditions only after checking the information provided in your leasing application.

Standard example for having (opening) an account in "Citadele" bank. If you lease a car worth 30 000 EUR and the initial payment is 10% (3 000 EUR), assuming that the term of the leasing contract is 60 months, then the total amount of consumer credit (financed amount) is 27 000 EUR, annual variable interest rate – 6,338% (which consists of the fixed part of the interest rate – 2,49% and variable base interest rate 3 months EURIBOR), contract conclusion (administration) fee – 300 EUR, Citadele bank card minimum fee – 2 EUR/month, the total price of the consumer credit is 5 139,1 EUR, the annual rate of the total price of the consumer credit is 7,157%, the monthly payment is 530,25 EUR, the total amount paid by the recipient of the consumer credit is 32 139,1 EUR. When concluding a leasing contract, the obligation to conclude an insurance contract for the leased property may be stipulated.

Standard example without having an account in "Citadele" bank. If you lease a car worth 30 000 EUR and the initial payment is 10% (3 000 EUR), assuming that the term of the leasing contract is 60 months, then the total amount of consumer credit (financed amount) is 27 000 EUR, annual variable interest rate – 7,338% (which consists of the fixed interest rate part – 3,49% and variable base interest rate 3 months EURIBOR), contract conclusion (administration) fee – 300 EUR, total cost of consumer credit – 5 915,51 EUR, total cost of consumer credit the annual rate of the price is 8,247 %, the monthly payment is 545,59 EUR, the total amount paid by the consumer credit recipient is 32 915,51 EUR. When concluding a leasing contract, the obligation to conclude an insurance contract for the leased property may be stipulated.

Improper fulfillment of financial obligations increases financing costs and can negatively impact your credit history. If the contract is terminated due to a fundamental breach of the agreement, forced debt collection may be initiated. In such a case, you may lose not only the payments already made but also the rights to the financed assets.