https://www.citadele.lt/en/private/x-cards/youth

Notification on Cookie Use

On our website, we use our own and third-party cookies. Essential cookies, which help us run and secure the website, do not need your consent. For the use of statistics, analytics and marketing cookie, we need your consent in order to provide more convenient website and online service usage, and offer you relevant content and services depending on your usage habits. You can agree to this use of cookies by clicking Agree, and you can cancel or adapt this at any time using the following link: Cookie Settings. Find out more: Cookie Terms and Conditions.

X SMART FOR SCHOOLCHILDREN AND STUDENTS

Do you want to open an account for your child? You can do this without taking your child to a bank branch.

photo
1

With no monthly fee

For schoolchildren and students.

2

X REWARDS programme

Earn X REWARDS points for each purchase and exchange them for prizes.

3

Modern payment methods

Payments for purchases with contactless card, bracelet, phone or Apple Pay.

X smart KIWIE

photo

X smart KIWIE is the latest addition among the X cards! Retaining all the benefits of the X smart card, it will not only serve as your new financial tool, but will also give you a chance to look into the digital world. Together with the artist Kiwie, we've prepared a series of surprises for X smart KIWIE users that will allow you to become a 21st century collector.


More about the card

Benefits of the X smart card

  • Cash withdrawals of up to 750 Euro per month at any ATM for no commission fee. For minors special security limits are set.
  • SEPA payments and instant payments unlimited number of times for free. For those aged under 18 transfers up to 500 EUR per month are available with parental permission. Instant payments are available to/from banks that have joined the instant payments system.
  • Push notifications on your phone for each purchase and incoming payment.
Apply
photo

Modern contactless payments

  • Payment bracelet if you don’t want to take your card or wallet with you. It is waterproof and available in four colours: red, white, purple and black.
  • Apple Pay, if you are aged 14 or over. Pay with Apple Pay in stores and online without filling in registration forms or creating new accounts.
  • No need to enter a PIN code for payments up to 50 EUR.
  • The payment sticker for children and youth under 16 (including) is free of charge.
More on contactless payments
photo

X REWARDS prizes and discounts

  • Special offers and discounts with our partners in stores, cafes and entertainment.
  • After registering for the X REWARDS programme, collect points towards your chosen prize from a wide range of shopping, culinary and leisure prize offers.
  • Every 2 Euro spent by the card user gives them 1 X REWARDS point.
More about X REWARDS

Useful information for children and parents

  • For the parents of younger children: you can monitor your child’s spending in the mobile app and online bank, and be by their side as they learn to manage their money.
  • Quickly and conveniently transfer money to your child’s account within seconds, even if your account is with another bank.
  • Both the young person and parent can block a lost or stolen card by calling +370 5 221 9091.
  • Change the PIN code even if you don’t remember the old one in the app, if your settings allow.
photo

Ready to apply?

  • Aged between 7 and 17 (including): you can only apply for an X smart card with your parents at a Citadele branch. Parents can also apply for an X smart card if the child is not present.
  • For children aged 7 to 13 (inclusive) Citadele customers can open an account for their children in online bank - it takes only a few minutes to complete the application.
  • Aged between 14 and 17 (including) can become Citadele customer and apply for an X smart card only with your parents at a Citadele branch.
  • From the age of 18: apply with a selfie via the Citadele mobile app and receive your X smart card remotely.
photo

How to apply?

Already 18?

  • Take a photo of yourself and your ID.
  • Fill in an application and receive your new X card by post in your address.
  • Activate it through the app.
photo
photo
photo

For younger than 18

Citadele customers can open an account for their
child in online bank. In other cases, we kindly ask
you to come to the branch - find out what
documents are required for account opening.

Didn’t find the answer to your question?

Visit our interactive assistant and find the information you need

Interactive assistant