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Private Business Private Banking About the bank C REWARDS
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  1. Private customers
  2. C cards
  3. C smart for schoolchildren and students
A girl and a guy wearing sunglasses in a brightly colored background, GOOD VIBE text on the left, C Smart Visa card with a vibrant design on the right.
A girl and a guy wearing sunglasses in a brightly colored background, GOOD VIBE text on the left, C Smart Visa card with a vibrant design on the right.

With no monthly fee

For schoolchildren and students.

C REWARDS programme

Earn C REWARDS points for each purchase and exchange them for prizes. There are additional conditions.

Open the account remotely

Open an account and a card for a child in the mobile app or online bank.

Citadele C smart NEON card with the word SMART and VISA logo on a vibrant background in pink, green, and blue tones.

Benefits for schoolchildren and students!

Get more with your C smart NEON card – no monthly fee for schoolchildren and students, and that’s just the beginning! Enjoy a special offer this August and September!*

  • Become a Citadele bank customer by 30.09.2025 and receive 3 000 C REWARDS loyalty program points – exchange them for great prizes like a cinema ticket, a cup of coffee, Wolt discount code, and more! To claim your points, simply join the C REWARDS loyalty program here (it’s free!).
  • Until 30.09.2025, schoolchildren and students earn 4x more C REWARDS points for every euro spent with their C smart NEON card. Offer valid for both new and existing customers.
  • All-round protection at a better price under one agreement! Choose Life+ insurance – protect yourself and your loved ones from accidents and get compensation for hospital treatment. Enjoy a 10 % discount when insuring 1–2 children (ages 1–17) or 3+ family members. Insurance is available exclusively to Citadele bank customers. Learn more here.
  • Smart Piggybank in the app! When you open a Smart Piggybank and set up rounding, you can earn 3 % per year on your savings! Piggybank is available from age 7. Find out more about the Piggybank here.***
  • Our most stylish payment tool: a payment ring with no issuing fee! Available for 0 C REWARDS points using the code CITADELERING! (usually: 1 500 C REWARDS points).****

* If the customer was previously a bank client, the offer is valid only if the relationship with the bank was terminated at least six months before 01.08.2025.
** Life+ insurance is provided by insurance company AAS CBL Life and distributed by AS Citadele banka Lithuanian branch. Full information and a free consultation registration form can be found here.
*** Interest rate valid from 14.05.2025. Annual interest rate may change. Calculated based on average monthly balance, assuming 360 days per year and 30 days per month. Paid at the end of each month. Customers can open one Piggy account. Interest is calculated on a balance of up to 10 000 EUR. Deposits up to 100 000 EUR are guaranteed under the Latvian Deposit Guarantee Law. See full terms at citadele.lt.
**** Offer valid for customers aged 18 and over.

Colorful C smart card with the word 'SMART' and the 'VISA' logo.

Benefits of the C smart card

  • Cash withdrawals of up to 900 Euro per month at any ATM for no commission fee. For minors special security limits are set.
  • SEPA payments and instant payments unlimited number of times for free. For those aged under 18 transfers up to 500 EUR per month are available with parental permission. Instant payments are available to/from banks that have joined the instant payments system.
  • Push notifications on your phone for each purchase and incoming payment.
Apply

Useful information for children and parents

  • Special security limits for minors:
    — daily limit for cash withdrawal 200 EUR and up to 500 EUR per month
    — transfers up to 500 EUR, if the child is under 18. In this case child will be granted certain rights in the online bank with the permission of the parents.
  • For the parents of younger children: you can monitor your child’s spending in the mobile app and online bank and be by their side as they learn to manage their money.
  • Quickly and conveniently transfer money to your child’s account within seconds, even if your account is with another bank.
  • Both the young person and parent can block a lost or stolen card by calling +370 5 221 9091.
  • Change the PIN code even if you don’t remember the old one in the app, if your settings allow.
Apply

C REWARDS prizes and discounts

  • Special offers and discounts with our partners in stores, cafes and entertainment.
  • After registering for the C REWARDS programme, collect points towards your chosen prize from a wide range of shopping, culinary and leisure prize offers.
  • Every 2 Euro spent by the C smart card user gives them 1 C REWARDS point.
More about C REWARDS

How to apply?

Already 18?

  • Take a photo of yourself and your ID.
  • Fill in an application and receive your new C card by post in your address.
  • Activate it through the app.
Scan and download the app
Download app
Smartphone screen with the Citadele mobile app open, displaying the Cards section with the visual of the C smart card and available card management functions.

For younger than 18

Citadele customers can open an account for their child in the mobile app or online bank. In other cases, we kindly ask you to come to the branch - find out what documents are required for account opening.

Online bank Mobile app Branches
A smartphone screen showing the Citadele mobile app feature – the Task Tool, which allows sending tasks to family members and rewarding them for completed work.

Task tool

Task Tool is an addition to Citadele app that allows you to create and send tasks to your friends or family members. It’s especially useful for parents who want to teach their children responsibility and basic financial literacy in a fun way – children earn money for completing a task.

  • To use Task Tool, both the task sender and task recipient must be Citadele clients, have Citadele app installed, and have activated an option to pay to the mobile phone number. The sender must be at least 18 years old.
  • How does it work? On the main screen of the mobile app, go to the "Tasks" section and tap "More." Then select "New Task" – you can choose a recipient from your phone’s address book or enter their number manually. Next, pick a task from the available categories or create your own. For each task, you can add a description, set a deadline, and specify the reward amount. Once everything is ready, tap "Send" – the task is on its way to the recipient!
  • Once the task is completed, the recipient marks it as done and the sender can approve it and pay the reward. If the recipient chooses not to complete the task, they can simply decline it.
More information
A smartphone above a contactless payment terminal, paying with a C smart card.

Modern contactless payments

  • Payment bracelet if you don’t want to take your card or wallet with you. It is waterproof and available in four colours: red, white, purple and black.
  • Apple Pay, if you are aged 14 or over. Pay with Apple Pay in stores and online without filling in registration forms or creating new accounts.
  • No need to enter a PIN code for payments up to 50 EUR.
  • The payment sticker for children and youth under 16 (including) is free of charge.
More on contactless payments

Useful

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