Effective since 24.04.2024

Credit, Credit Line, Overdraft 1
Service Fee
Credit, Credit Line, Overdraft Fees and charges related to lending services shall be determined by mutual agreement of the parties
Microloan for legal entities without pledge 2
Service Fee
New Microcredit Processing 2% of amount
Full or partial premature repayment of credit 1% of unpaid credit amount (min. 100 EUR)
Credit card limit (microloan) 2
Service Fee
Credit card limit (microloan) Issued from 19.12.2023
Credit limit amount 1 000 – 25 000 EUR
Interest rate (per annum) from 12 %
Minimum instalment (monthly) 5 % of used credit amount plus unauthorised negative balance (if any)
Interest on overdue minimum instalment (per annum) 60 %
Administration fee for issuance or increase of credit limit 2 % of issued (increased) credit limit amount
Administration fee for prolongation of credit limit maturity 2 % credit limit amount
Administration fee for reduction of credit limit free of charge