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Services that benefits your business

Apply for a consultation and get offer that suites you!

Any service plan 12 months free of charge for new customers

Become our customer until 30.06.2025. and save up to 420 EUR on daily banking services.* Choose the one that suits your business needs best and enjoy the benefits.

Some of the services included in the service plans:

  • Unlimited electronic payments within Citadele, including Lithuania, Latvia and Estonia.
  • Free transfers in euro currency in Lithuania and throughout Europe.
  • C Business card.
  • Business portal for analysis of your data and unlimited e-invoicing.
  • Mastercard Business Debit payment cards.

Please note that services included in service plans may have additional conditions. Full details of the service plans can be viewed here.
* Savings depend on the selected service plan for daily banking services and are applicable for the first 12 months from the moment of signing the contract. If you want to save the maximum amount of 420 EUR, you need to choose the “Premium“ service plan.

Types of microloans


Loan with the "Portfolio Guarantee 3" measure, which is financed by state funds.

  • Loan from 20 000 to 100 000 EUR, depending on turnover.
  • Repayment schedule from 2 to 5 years.
  • Interest rate from 9% per year.
  • New microloan processing fee – 2% of the loan amount.
  • No need to pledge assets – get a loan with a personal guarantee of shareholder.
  • Receive a loan offer within 1 business day.
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A financing solution for a wide range of business needs.

  • Annual interest rate from 9%.
  • Funding up to 25 000 EUR.
  • Repayment on schedule up to 5 years.
  • No need to pledge assets – get a loan with a personal guarantee of shareholder.
  • Once you sign the agreement, you can use the loan funds the same day.
  • Financing offer within 1 working day.
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Credit line available for various business purposes

  • Fixed interest rate from 12% per year.
  • Loans from 1 000 to 25 000 EUR (the amount lent depends on the company's sales volume).
  • For 1 year with the possibility of extension.
  • Minimum payment (monthly): 5% of the credit amount used.
  • No collateral required - get a credit limit with a personal guarantee from the company's shareholder.
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Making a payment with a card using a contactless payment terminal.

Use up to 3 POS terminals for the first 6 or 12 months without rental fee

Choose up to 3 POS terminals for your business and use them with no monthly rental fee for the first 6 or 12 months.*

  • Pay only for transaction – from 0.85% + 0.02 EUR
  • For newly established companies set up within the last 12 months, the discount on the payment card terminal rental fee is applied for a period of 12 months from the date of signing the contract; for all other companies, the discount is applied for a period of 6 months.
  • The offer is valid for new and existing customers who sign the contract by 01.06.2025.

* The offer applies if the customer has not had an active POS terminal contract with Citadele bank for the last 6 months prior to signing the contract with this offer. The offer is not valid for i.EKA POS systems.The Bank reserves the right to change the terms of the offer at any time.

Smart i.EKA cash register system

A solution that not only meets the latest VMI requirements but also simplifies cash register management and payment acceptance. We offer a variety of devices, so you can easily find the one that suits you best.

All in one device – a smart cash register system, payment card terminal and integrated receipt printer.

  • Only 0.99% + 0.02 EUR per card transaction.
  • Purchase cost is 100 EUR + PVM if ordered by 2025 June 1st.* Regular price 229 EUR + PVM.
  • Monthly service fee from 10 EUR + PVM and cash register license yearly fee 70 EUR + VAT, paid directly to cash register provider UAB Čekis.
  • Advanced PAYKIT cash register software – by logging in to your account, you can efficiently track your sales, upload an unlimited number of products and categories and connect an unlimited number of cashiers.
  • Great choice for businesses accepting between 30 and 100 payments per day.
Get consultation
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All in one device – a smart cash register system, payment card terminal and integrated receipt printer.

  • From 0.80% per card transaction.
  • Purchase cost is 300 EUR + PVM if ordered by 2025 June 30th. Regular price 390 EUR + PVM.
  • Monthly service fee 16 EUR + PVM and one-off activation fee 140 EUR + PVM, paid directly to cash register provider UAB Aspa.
  • Great choice for businesses accepting between 30 and 100 payments per day.
Get consultation
A smart payment card terminal and cash register system in one. Works with the i.EKA subsystem. Cash register service by Aspa.

All in one device – a smart cash register system, payment card terminal and integrated receipt printer.

  • From 0.80% per card transaction.
  • Purchase cost is 249 EUR + PVM if ordered by 2025 June 1st.* Regular price 299 EUR + PVM.
  • Monthly service fee after purchasing device starts from 16 EUR + VAT and the annual cash register license fee is 70 EUR + VAT, paid directly to cash register provider UAB Čekis.
  • Advanced PAYKIT cash register software – by logging in to your account, you can efficiently track your sales, upload an unlimited number of products and categories and connect an unlimited number of cashiers.
  • Great choice for businesses accepting between 30 and 100 payments per day.
Get consultation
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* Offer valid only for new Citadele Bank customers who have not had an active POS contract in the last 6 months. The offer can only be used for one device.

Solution with secure module

Cash register system with secure module is still operational in case of an internet outage, because the receipt data is transmitted to i.EKA once every 24 hours. You will still be able to accept cash payments without an internet connection.

Smart cash register with payment card terminal, receipt printer and secure module.

  • From 0.80% per card transaction.
  • Purchase cost is 549 EUR + PVM if ordered by 2025 July 1st.* Regular price 699 EUR + PVM.
  • Monthly service fee after purchasing device starts from 45 EUR + VAT, paid directly to cash register provider UAB StrongPoint.
  • Card terminal monthly rent fee 12.99 EUR + PVM.
  • Advanced cash register software – you'll be able to make sales by amount, issue invoices and returns plus use all MS Windows applications.
  • Ideal for companies handling a high volume of daily payments.
Get consultation

All in one device – a smart cash register system, payment card terminal and integrated receipt printer.

  • Multi SIM – can connect to all service providers, giving you the best internet connection available at the time.
  • From 0.80% per card transaction.
  • Monthly rental fee 25.90 EUR + PVM and 1.5 EUR + PVM multi SIM, paid directly to cash register provider UAB EPS LT.
  • Activation fee of 19.90 EUR + PVM, paid directly to cash register provider UAB EPS LT.
  • Most suitable for businesses selling by amount.
Get consultation
A button-operated payment card terminal with a cash register system and secure module. Works with the i.EKA subsystem. Cash register service by EPS.

* Offer valid only for new Citadele Bank customers who have not had an active POS contract in the last 6 months. The offer can only be used for one device.

Become a business customer remotely

Time is money, so no one likes to spend time on things that can be done quickly. Fill out the application and the questionnaire remotely if you can represent your company alone.

  • The company is registered in the Register of Legal Entities of the Republic of Lithuania.
  • Ensure that you have provided the Center of Registers (JANGIS) with information about the company’s beneficiaries.
  • You are a legitimate representative of this company, registered in the Register of Legal Entities of the Republic of Lithuania.
  • The owners of the company you represent are only natural persons, residents of the Republic of Lithuania.
  • You have a qualified electronic signature.
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