¹ Offer valid only for applications submitted via the My Application portal of Citadele Bank. Typical example. If a loan of 8 000 EUR is taken out for a period of 6 years at a fixed annual interest rate of 10%, when an agreement origination fee is 0 EUR, then the total annual interest rate on the cost of the consumer credit (APR) would be 10.47%, the total amount payable by the customer would be 10 711.27 EUR, and the monthly instalment would be 148.77 EUR. This example is presented without special offer discount which is valid 01.11-30.11.2025.
² Offer valid only for applications submitted via the My Application portal of Citadele Bank. Typical example. If a loan of 15 000 EUR is taken out for a period of 9 years at a fixed annual interest rate of 7%, when an agreement origination fee is 0 EUR, then the total annual interest rate on the cost of the consumer credit (APR) would be 7.23%, the total amount payable by the customer would be 20 340.03 EUR, and the monthly instalment would be 188.33 EUR.
³ Offer valid only for applications submitted via the Leasing portal by entering the discount code BLACK2025 in the "Additional Information" section. The interest rate applies regardless of the type or age of the leased asset. Typical example. If the asset price is 15 000 EUR, down payment is 1 500 EUR, then financed amount is 13 500 EUR. For a 60-month agreement, the annual variable interest rate is 3.99% + 3-month EURIBOR, administration fee – 0 EUR, monthly installment – 240.13 EUR, total amount payable – 15 907.99 EUR, total cost of credit – 2 407.99 EUR, annual percentage rate of charge (APR) – 6.23%.
⁴ If the client is a former client of the Bank, the offer applies if the client’s relationship with the Bank was terminated at least six months prior to the date of application. The offer does not apply if the relationship with the former client was terminated at the Bank’s initiative and the grounds and/or circumstances that led to the termination of the business relationship have not ceased to exist. It is valid for those who open a fixed-term deposit for a period of 6, 12, or 24 months and enter the code BLACKFRIDAY2025 in the “Information for the Bank” section of the Citadele online bank. The interest rate depends on the chosen deposit term. The fixed-term deposit currency is euro. Interest is paid at the end of the deposit term. The minimum deposit amount is 100 EUR. The government of the Republic of Latvia guarantees repayment of deposits in banks, up to 100 000 EUR. Please familiarize yourself with the fixed-term deposit terms and conditions at citadele.lt.
⁵ Service is provided by the Lithuanian branch of Balcia Insurance SE through the agent AS Citadele banka Lithuanian branch. Before signing the agreement, assess your needs and review the insurance terms and conditions of Mobile devices and purchase insurance and Multi-trip travel insurance at citadele.lt.
⁶ Service is provided by ADB Compensa Vienna Insurance Group, represented by the Lithuanian branch of AS Citadele banka. Before signing the agreement, assess your needs and review the insurance terms and conditions at citadele.lt.
⁷ Offer valid only for applications submitted via the Leasing portal by entering the discount code BLACK2025 in the "Additional Information" section. The interest rate applies regardless of the type or age of the leased asset.