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Home insurance made simple. More space for life!

Whether you already have home insurance or are looking for a new policy, Citadele helps you clearly understand your options and choose the protection that fits your home best.

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Clear answer

Solution on your phone

AS “Citadele banka” provides a tool to review key information about an insurance policy and to obtain an insurance offer. Insurance services are provided by AAS “BTA Baltic Insurance Company” Lithuanian branch, registration number 300665654, address Ukmergės st. 280, 06115 Vilnius, Lithuania, telephone +370 5 2600 600, e-mail: bta@bta.lt, www.bta.lt, on behalf of which acts insurance agent AS “Citadele banka” Lithuania branch, registration No. 304940934, legal address Konstitucijos Ave. 18B, LT-09308 Vilnius. Before arranging insurance, please carefully read the insurance terms and conditions.

Special offer!

Now is a great time to get insured with 30% off!

Extra perks if you buy online

  • Internal fault coverage – protects against sudden breakdowns of home or heating systems.
  • Unlimited surge protection – covers damage caused by voltage spikes, power surges, or lightning.
  • Rental expenses covered for up to 24 months after an insured event.
  • 0 EUR deductible for natural disasters and fire (coverage for storm, flood, or fire damage).
  • Fraud and scam protection up to 2 000 EUR.
  • Coverage for additional structures (garages, sheds, etc.) up to 30 000  EUR.
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Animation demonstrating how users can check property insurance policy offers from different insurers on the website.
New opportunity!

Is your insurance still active? Check it – it’s free.

No need to wait until your policy ends or something happens. A new way to review your home insurance – fast, simple and free.
Log in, choose your insurer, and get a clear answer.

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Apartment

Risks Sum insured
Option 1 Option 2 Option 3
Non-movable property Rebuild value
Movable property 15 000 EUR 20 000 EUR 50 000 EUR
Civil Liability 10 000 EUR 15 000 EUR 25 000 EUR
Personal cilil liability 2 000 EUR 5 000 EUR 10 000 EUR
Home asistance 600 EUR
Sum insured
Option 1
Non-movable property Rebuild value
Movable property 15 000 EUR
Civil Liability 10 000 EUR
Personal cilil liability 2 000 EUR
Home asistance 600 EUR
Sum insured
Option 2
Non-movable property Rebuild value
Movable property 20 000 EUR
Civil Liability 15 000 EUR
Personal cilil liability 5 000 EUR
Home asistance 600 EUR
Sum insured
Option 3
Non-movable property Rebuild value
Movable property 50 000 EUR
Civil Liability 25 000 EUR
Personal cilil liability 10 000 EUR
Home asistance 600 EUR

Building / Part of the building

Risks Sum insured
Option 1 Option 2 Option 3
Non-movable property Rebuild value
Movable property 15 000 EUR 20 000 EUR 50 000 EUR
Civil Liability 10 000 EUR 15 000 EUR 25 000 EUR
Personal cilil liability 2 000 EUR 5 000 EUR 10 000 EUR
Home asistance 600 EUR
Solar panel 5 000 EUR 10 000 EUR 15 000 EUR
Sum insured
Option 1
Non-movable property Rebuild value
Movable property 15 000 EUR
Civil Liability 10 000 EUR
Personal cilil liability 2 000 EUR
Home asistance 600 EUR
Solar panel 10 000 EUR
Sum insured
Option 2
Non-movable property Rebuild value
Movable property 20 000 EUR
Civil Liability 15 000 EUR
Personal cilil liability 5 000 EUR
Home asistance 600 EUR
Solar panel 10 000 EUR
Sum insured
Option 3
Non-movable property Rebuild value
Movable property 50 000 EUR
Civil Liability 25 000 EUR
Personal cilil liability 10 000 EUR
Home asistance 600 EUR
Solar panel 15 000 EUR

How to submit a claim

Claims up to 3 000 EUR, you will receive the money on the next working day, after submitting all necessary documents.
Notify relevant institutions (police or building manager) to officially record the incident.

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Relevant before signing the contract

  • Assess your needs: what kind of protection do you require and whether it is provided by the selected product.
  • Check the terms and conditions of the insurance contract: what will be the insurance coverage, when will the insurance benefit be paid, what will be the monthly premiums and in what order they will need to be paid.
  • Check the detailed list of non-insurable events: find out in cases of which events or activities the insurance benefit will not be paid.

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