Payment cards

Effective since 24.04.2024

C cards¹
C Business¹
Currency	EUR
Fee for card	3 EUR per month
New card issue (instead of existing)	Free of charge
Commission fee for goods and services purchase	Free of charge
Cash withdrawal at MEDUS network ATM’s and Citadele Group ATM’s in Latvia	2 %, min. 3 EUR
Cash withdrawal in other banks, in ATM’s of other banks	2 %, min. 3 EUR
Cash withdrawal at Perlas terminals (service provided by UAB Perlas Finance)	2 %, min. 3 EUR
Minimum instalment	100 % of the excess expenditure + 100 % of the excess expenditure
Credit limit amount	Individually
Credit interest (per annum)	17 %
Interest for unauthorised negative balance (per annum)	30 %
Late payment interest (increased credit interest, per annum)	36 %
Payment from account	As from current account
Currency exchange mark-up fee	2,75 %
Mastercard Business Debit cards
Currency	EUR
Fee for card	2 EUR per month
New card issue (instead of existing)	Free of charge
Commission fee for goods and services purchase	Free of charge
Cash withdrawal in Citadele Bank	As from current account
Cash withdrawal at MEDUS network ATM’s and Citadele Group ATM’s in Latvia	2 %, min 3 EUR
Cash withdrawal in other banks, in ATM’s of other banks	2 %, min 3 EUR
Cash withdrawal at Perlas terminals (service provided by UAB Perlas Finance)	2 %, min. 3 EUR
Credit limit amount	Not available
Payment from account	As from current account
Interest for unauthorised negative balance (per annum)	30 %
Late payment interest (per annum)	36 %
Currency exchange mark-up fee	2,75 %

¹ Until 11 April 2022 the card was called X Corporate, until 2 April 2024 the card was called X Business.