X credit card bundle

Effective since 01.03.2023

X credit card bundle (for private persons)
Service	Fee
	X prime bundle	X Infinite bundle
Maintainance of the basic card (with up to 3 additional current accounts) per month	50 EUR	70 EUR
Maintainance of the supplementary card per month	20 EUR	30 EUR
New card issue (instead of existing)	Free of charge	50 EUR
SEPA, SEPA Instant payments initiated electronically	Free of charge
Payments within Citadele bank, initiated electronically, bill payment in ATM¹	Free of charge
Commission fee for goods and services purchase	0.5% (min 0.15 EUR)
Cash withdrawal in ATM	1.5% (min. 5 EUR)
Credit limit	Individually
Credit limit interest (per annum)	18%	18%
Credit limit repayment (at the end of the month)	5 % of the used credit limit amount + 100% of the fees and interest
Interest for unauthorised negative balance (per day)	0,05%
Currency exchange mark-up fee	2.75%
Electronic currency exchange	In accordance with Citadele bank rate
Balance review in Citadele bank (Lithuania) ATMs	Free of charge
Balance review in other bank ATMs	1 EUR
Priority Pass issue	Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport	30 EUR (VAT included)²
Fast track visit in VNO airport	Not offered	EUR 10 (VAT included)³
Concierge service	Not offered	Free of charge
Closure of account	Free of charge⁴

¹ Internetbank, MobileApp, regular payment, eInvoice regular payment processed as internal payment
² For Priority Pass cards within a calendar year, 5 (five) visits to airport’s VIP lounge to X Infinite main card user are offered free of charge.
³ Within a calendar year, 8 (eight) visits for basic card user are offered free of charge.
⁴ If account balance exceeds zero at the moment of the closure of the account, commission fee is charged for the amount of the balance of the account, but not exceeding EUR 100.