Products and services that are no longer offered

Effective since 01.03.2023

Mastercard Debit payment card
Service	Fee
Fee for card and supplementary card	4 EUR per month
New card issue (instead of existing)	Free of charge
Fee for goods and services purchase	0.5 % (min. 0.15 EUR)
Cash withdrawal in Citadele Bank	As from current account
Cash withdrawal in Cash withdrawal in the ATM network of Citadele and Šiaulių bankas and AS Citadele Bank ATMs in Lithuania	1 % (min. 2 EUR)
Cash withdrawal in ATMs of other banks	3 % (min. 5 EUR)
Cash withdrawal at Perlas terminals	1 % (min. 2 EUR)
Cash in in ATM & Perlas terminals (Service is provided by "Perlas finance")	Free of charge
Credit limit amount	Not available
Minimum instalment	100 % of excess expenditure
Interest for unauthorised negative balance (per annum)	17 %
Late payment interest (increased credit interest, per day)	0.05 %
Payment from account attached to the card	As from current account
X hero¹
Service	Fee
Fee for card (per annum)	80 EUR
Fee for supplementary card (per annum)	80 EUR
New card issue (instead of existing)	Free of charge
Fee for goods and services purchase	0.5 % (min EUR 0.15)
Cash withdrawal in Citadele Bank	3 % (min. 5 EUR)
Cash withdrawal in the ATM network of Citadele and Šiaulių bankas and AS Citadele Bank ATMs in Lithuania	3 % (min. 5 EUR)
Cash withdrawal in ATMs of other banks	3 % (min.. 5 EUR)
Cash withdrawal at Perlas terminals. Service is provided by "Perlas finance"	3 % (min. 5 EUR)
Cash in in ATM & Perlas terminals. Service is provided by "Perlas finance"	Free of charge
Credit limit amount	Not available
Minimum instalment	5 % of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum)	19 %
Interest for unauthorised negative balance (per day)	19 %
Late payment (per day)	0.05 %
Payment from account	As from current account
Annual fee for Priority Pass	Not offered
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport²	Not offered
Fast track visit in VNO airport	Not avaliable
Concierge service³	Not offered
Currency exchange mark-up fee	2.75 %
X Platinum
Service	Fee
Fee for card (per annum)	200 EUR
Fee for supplementary card (per annum)	200 EUR
New card issue (instead of existing)	Free of charge
Fee for goods and services purchase	0.5% (min 0.15 EUR)
Cash withdrawal in Citadele Bank	3 % (min. 5 EUR)
Cash withdrawal in the ATM network of Citadele and Šiaulių bankas and AS Citadele Bank ATMs in Lithuania	3 % (min. 5 EUR)
Cash withdrawal in ATMs of other banks	3 % (min.. 5 EUR)
Cash withdrawal at Perlas terminals. Service is provided by "Perlas finance"	3 % (min. 5 EUR)
Cash in in ATM & Perlas terminals. Service is provided by "Perlas finance"	Free of charge
Credit limit amount	Not available
Minimum instalment	5 % of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum)	18 %
Interest for unauthorised negative balance (per day)	18 %
Late payment (per day)	0.05 %
Payment from account	As from current account
Annual fee for Priority Pass	Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport²	30 EUR
Fast track visit in VNO airport	Not avaliable
Concierge service³	150 EUR per annum
Currency exchange mark-up fee	2.75 %

¹ X cards For private individuals. Till 2019.09.01 product’s name was X card.
² Fee for visit set in EUR will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
³ Within a calendar year, 5 (five) visits to airport’s VIP lounge to card user are offered free of charge.
⁴ Within a calendar year, 8 (eight) visits to card user are offered free of charge.
⁵ Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.