Make Decisions That Matter – Apply your expertise to make timely, data-driven credit decisions that thoughtfully balance opportunity with risk;

Drive Strategic Improvements – Use your insights to refine credit processes, increase portfolio profitability, and reduce non-performing loans;

Collaborate and Inspire – Share your knowledge with colleagues and contribute to a culture of continuous learning and teamwork;

Shape Policy and Practice – Play a key role in developing and refining internal credit risk procedures.

Monthly salary according to your expertise of 2400 - 2600 EUR gross before taxes;

Hold a university degree in finance, law, economics, or a related field;

Bring 3+ years of experience in financial services or credit products;

Are confident in credit analysis and data interpretation;  

Thrive both independently and in a team;  

Speak Estonian (C2) and English (C1) fluently, other languages will be your advantage;

Are open to shift work, including some weekends (by schedule).