Payments

Attention: Please check carefully if you have entered the account number correctly. The payment transaction is executed according to the beneficiary’s account number indicated by you. In case the account number is indicated incorrectly, the funds may be credited to another client’s account, even if the recipient’s name is correct.

Payments within Citadele bank  int.al.to AS “Citadele banka” Latvia and Estonia branch

  Online banking and mobile app Branch
Between own accounts                                                     Free of charge 3 EUR
Between accounts of different customers 2 EUR 5 EUR

Valid from the 1st of November, 2019.

 

Payments in Euro and in other currencies1

  Online banking and mobile app Branch
SEPA and SEPA instant2 payment3                                  
Private persons:    
Up to EUR 300 (inclusive) 0.40 EUR 5 EUR
Over EUR 300 21 EUR 24 EUR
Legal persons    
Up to EUR 300 (inclusive) 0.40 EUR 5 EUR
Over EUR 300 250 EUR 250 EUR
Urgent payment in EUR    
Private persons 0,2 %,
min. 24 EUR, max. 75 EUR) + 12 EUR
0,3 %,
min. 36 EUR, max. 95 EUR) + 12 EUR
Legal persons:    
SHA (shared) 350 EUR 350 EUR
OUR (remmiter)7 400 EUR 400 EUR
Standard payment in USD currency:    
Private person    
SHA (shared) 0.50 %
(min. 110 USD, max. EUR 170USD
0.70 %
min. 150 USD, max. 220 USD)
OUR (remmiter)7 0.50 %
min. 110 USD, max. 170 ) + 50 USD
0.70 %
(min. 150 USD, max. 220 EUR) + 50 USD
BEN (recipient)4 Free of charge Free of charge
Legal person:    
SHA (shared) 250 EUR 250 EUR
OUR (remmiter)7 300 EUR 300 EUR
BEN (recipient)4 Free of charge Free of charge
Standard payment in EUR to other banks registered abroad and in other currency    
Private person    
SHA (shared) 0.1 %
min. 18 EUR, max. 50 EUR
0.1 %
min. 18 EUR, max. 50 EUR
OUR (remmiter)7 0.1 %
(min. 18 EUR, max. 50 EUR) + 12 EUR)
0.2 %
(min. 24 EUR, max. 75 EUR) + 12 EUR)
BEN (recipient)3 free of charge free of charge
Legal person 300 EUR 300 EUR
SHA (shared) 250 EUR 250 EUR
OUR (remmiter)7 300 EUR 300 EUR
BEN (recipient)4 free of charge free of charge
Urgent payment in other currency    
Private person    
SHA (shared) 0.2 %
(min. 24 EUR, max. 75 EUR)
0.3 %
(min. 36 EUR, max. 95 EUR)
OUR (remmiter)7 0.2 %
(min. 24 EUR, max. 50 EUR) + 12 EUR
0.3 %
(min. 36 EUR, max. 95 EUR) + 12 EUR
BEN (recipient)4 free of charge free of charge
Legal person    
SHA (shared) 350 EUR 350 EUR
OUR (remmiter)7 400 EUR 400 EUR
BEN (recipient)4 free of charge free of charge

Valid from the 1st of November, 2019.

 

 

Regular payments

Registration of regular payment  Free of charge
Execution of regular payment As for electronic payments from current account

Valid from the 1st of November, 2019.

 

Incoming transfer to account

From account in Citadele Bank lincl.from “Citadele banka” Latvia and Estonia branches, SEPA payments Free of charge
Other incoming transfers with commission type BEN and SHA 7 EUR equivalent

Valid from the 1st of November, 2019.

 

 

Non-cash currency exchange

In accordance with Citadele Bank rate, without additional commission fee.

 

Investigation of payments5,6

Cancellation of payment to Citadele Group (Lithuania, Latvia, Estonia) or payment in Euros to other Lithuanian banks 25 EUR
Investigation, amendment of payment or sending of cancellation’s request – other cases 100 EUR + additional fee

Valid from the 1st of November, 2019.

 

 

PLAIS

Payment through the PLAIS instruction to the beneficiary's account within the bank and to other banks 1 EUR

Valid from the 1st of November, 2019.

 

Terms for submission and execution of payments

  Order submission time1 Execution day
Payments within Citadele Bank group before 16:30 the same banking day
Standard payment to another bank:    
EUR: EU regulated payments (SEPA) before 16:00 the same banking day
EUR: other payments before 14:30 the same banking day
USD, CNY   individually, information in Citadele bank Lithuania
BYN, RUB before 16:30 next banking day
GBP, DKK, NOK, SEK, PLN, CAD, CHF, AUD, JPY, KZT, CZK before 16:30 day after the next banking day
NZD before 14:00 day after the next banking day
Urgent payment to another bank:    
EUR before 16:00 the same banking day
CAD, CHF before 12:00 the same banking day
GBP, DKK, NOK, SEK, JPY, AUD, PLN, CZK before 14:00 next banking day
NZD before 16:00 day after the next banking day
Incoming payments into account    
EUR  before 16:30 on the same bank day if the bank has received information on transfer of EEA2 payment into the correspondent account of Citadele Bank
In other foreign currency before 16:30 on the next bank day after transferring funds into correspondent account of Citadele Bank

Banking day – workday (Monday, Tuesday, Wednesday, Thursday, Friday) from 8:00 to 16:30

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1SEPA instant paymens are only available in mobile application.

2Legal persons, non-residents of Latvia and Estonia, has access onlu to payments in EUR, RUB and CHF currencies.

3Available only in Online Banking and mobile app.

4The commission fee is not charged, if the payment is made to the account of investment fund in Citadele Bank, which is in management of IPAS ‘CBL Asset Management’.

5If the customer's account has already been debited, Citadele Bank does not guarantee that the payment amount will be refunded. The Bank releases funds to its customer only if the payment amount is recovered from the correspondent bank and recipient bank.

6If bank – intermediate and/or bank – receiver requests commission fee during the investigation of the payment, mentioned extra fee is charged from customer’s account.

7OUR - bank fees are paid by the payer, i.e. y. The fees set by the Lithuanian branch of AS Citadele banka and other banks are paid by the payer. In this case, the payee receives the full amount of the payment (when the payment is made in US dollars, other banks' fees may be deducted from the amount sent). The Lithuanian branch of AS Citadele banka reserves the right to deduct additional fees for OUR payment.