Payments

Attention: Please check carefully if you have entered the account number correctly. The payment transaction is executed according to the beneficiary’s account number indicated by you. In case the account number is indicated incorrectly, the funds may be credited to another client’s account, even if the recipient’s name is correct.

Payments within Citadele bank int.al.to AS “Citadele banka” Latvia and Estonia branch

	Online banking and mobile app	Branch
Between own accounts	Free of charge	3 EUR
Between accounts of different customers	2 EUR	5 EUR

Valid from the 1st of November, 2019.

Payments in Euro and in other currencies¹

	Online banking and mobile app	Branch
SEPA and SEPA instant² payment³
Private persons:
Up to EUR 300 (inclusive)	0.40 EUR	5 EUR
Over EUR 300	21 EUR	24 EUR
Legal persons
Up to EUR 300 (inclusive)	0.40 EUR	5 EUR
Over EUR 300	250 EUR	250 EUR
Urgent payment in EUR
Private persons	0,2 %, min. 24 EUR, max. 75 EUR) + 12 EUR	0,3 %, min. 36 EUR, max. 95 EUR) + 12 EUR
Legal persons:
SHA (shared)	350 EUR	350 EUR
OUR (remmiter)⁷	400 EUR	400 EUR
Standard payment in USD currency:
Private person
SHA (shared)	0.50 % (min. 110 USD, max. EUR 170USD	0.70 % min. 150 USD, max. 220 USD)
OUR (remmiter)⁷	0.50 % min. 110 USD, max. 170 ) + 50 USD	0.70 % (min. 150 USD, max. 220 EUR) + 50 USD
BEN (recipient)⁴	Free of charge	Free of charge
Legal person:
SHA (shared)	250 EUR	250 EUR
OUR (remmiter)⁷	300 EUR	300 EUR
BEN (recipient)⁴	Free of charge	Free of charge
Standard payment in EUR to other banks registered abroad and in other currency
Private person
SHA (shared)	0.1 % min. 18 EUR, max. 50 EUR	0.1 % min. 18 EUR, max. 50 EUR
OUR (remmiter)⁷	0.1 % (min. 18 EUR, max. 50 EUR) + 12 EUR)	0.2 % (min. 24 EUR, max. 75 EUR) + 12 EUR)
BEN (recipient)³	free of charge	free of charge
Legal person	300 EUR	300 EUR
SHA (shared)	250 EUR	250 EUR
OUR (remmiter)⁷	300 EUR	300 EUR
BEN (recipient)⁴	free of charge	free of charge
Urgent payment in other currency
Private person
SHA (shared)	0.2 % (min. 24 EUR, max. 75 EUR)	0.3 % (min. 36 EUR, max. 95 EUR)
OUR (remmiter)⁷	0.2 % (min. 24 EUR, max. 50 EUR) + 12 EUR	0.3 % (min. 36 EUR, max. 95 EUR) + 12 EUR
BEN (recipient)⁴	free of charge	free of charge
Legal person
SHA (shared)	350 EUR	350 EUR
OUR (remmiter)⁷	400 EUR	400 EUR
BEN (recipient)⁴	free of charge	free of charge

Valid from the 1st of November, 2019.

Regular payments

Registration of regular payment	Free of charge
Execution of regular payment	As for electronic payments from current account

Valid from the 1st of November, 2019.

Incoming transfer to account

From account in Citadele Bank lincl.from “Citadele banka” Latvia and Estonia branches, SEPA payments	Free of charge
Other incoming transfers with commission type BEN and SHA	7 EUR equivalent

Valid from the 1st of November, 2019.

Non-cash currency exchange

In accordance with Citadele Bank rate, without additional commission fee.

Investigation of payments^5,6

Cancellation of payment to Citadele Group (Lithuania, Latvia, Estonia) or payment in Euros to other Lithuanian banks	25 EUR
Investigation, amendment of payment or sending of cancellation’s request – other cases	100 EUR + additional fee

Valid from the 1st of November, 2019.

PLAIS

Payment through the PLAIS instruction to the beneficiary's account within the bank and to other banks

1 EUR

Valid from the 1st of November, 2019.

Terms for submission and execution of payments

	Order submission time¹	Execution day
Payments within Citadele Bank group	before 16:30	the same banking day
Standard payment to another bank:
EUR: EU regulated payments (SEPA)	before 16:00	the same banking day
EUR: other payments	before 14:30	the same banking day
USD, CNY		individually, information in Citadele bank Lithuania
BYN, RUB	before 16:30	next banking day
GBP, DKK, NOK, SEK, PLN, CAD, CHF, AUD, JPY, KZT, CZK	before 16:30	day after the next banking day
NZD	before 14:00	day after the next banking day
Urgent payment to another bank:
EUR	before 16:00	the same banking day
CAD, CHF	before 12:00	the same banking day
GBP, DKK, NOK, SEK, JPY, AUD, PLN, CZK	before 14:00	next banking day
NZD	before 16:00	day after the next banking day
Incoming payments into account
EUR	before 16:30	on the same bank day if the bank has received information on transfer of EEA² payment into the correspondent account of Citadele Bank
In other foreign currency	before 16:30	on the next bank day after transferring funds into correspondent account of Citadele Bank

Banking day – workday (Monday, Tuesday, Wednesday, Thursday, Friday) from 8:00 to 16:30

______________________________________________________________________________________________________________________________________________

¹SEPA instant paymens are only available in mobile application.

²Legal persons, non-residents of Latvia and Estonia, has access onlu to payments in EUR, RUB and CHF currencies.

³Available only in Online Banking and mobile app.

⁴The commission fee is not charged, if the payment is made to the account of investment fund in Citadele Bank, which is in management of IPAS ‘CBL Asset Management’.

⁵If the customer's account has already been debited, Citadele Bank does not guarantee that the payment amount will be refunded. The Bank releases funds to its customer only if the payment amount is recovered from the correspondent bank and recipient bank.

⁶If bank – intermediate and/or bank – receiver requests commission fee during the investigation of the payment, mentioned extra fee is charged from customer’s account.

⁷OUR - bank fees are paid by the payer, i.e. y. The fees set by the Lithuanian branch of AS Citadele banka and other banks are paid by the payer. In this case, the payee receives the full amount of the payment (when the payment is made in US dollars, other banks' fees may be deducted from the amount sent). The Lithuanian branch of AS Citadele banka reserves the right to deduct additional fees for OUR payment.

View full size image