/ Deposits


Citadele Bank offers term deposits. They are typical deposits of the bank in the account of which there is a constant amount of money during the validity term of an agreement; interest on the deposit is paid every month or upon the maturity term of the deposit.

By making a term deposit into Citadele Bank:

  • You can choose a deposit in EUR or USD;
  • At your request you can choose the manner of paying interest;
  • You can specify that upon your failure to arrive at the bank, the deposit agreement should be extended automatically for the same time period;
  • When the agreement is extended automatically, the interest calculated could be capitalized, that is, added to the sum of the new deposit.

Minimum deposit amount – 1 000 EUR, 1 500 USD.

How to withdraw the deposit prior to the expiry of the validity term of the agreement?

If you want to withdraw the deposit prior to its maturity term, you have to inform the bank thereof in writing at least 7 calendar days in advance before the day of withdrawing the deposit. In the event you withdraw the deposit prior to the expiry of the validity term of the agreement, the interest calculated shall be deducted from the sum of the deposit.

Bank deposits are insured according to the law of the Republic of Lithuania. You may find detailed information about deposit insurance conditions and cases, when deposits are not insured and restrictions of deposit insurance payments are applied, in SC Deposit and Investment Insurance website www.iidraudimas.lt. Additional information for depositors